Other people on Reddit are saying they got banned without even playing the game. It seems the auto-banning software is banning first and asking questions never.
The URL given with the ban message also says there is no means to overturn a ban because they only ban after "rigorous checking," which is obviously a load of crap as I have literally done nothing on this game but play through the first mission.
Then I had a combination of afk, browsing, and playing another game. Switch back to destiny to see that I was logged out, got back in to see the ban message.
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#destiny2
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Refund D2 and blacklist Bungie. Done.