I don't know much about the technical side of things but I know that if there is no split screen co-op that I won't be buying Destiny.
To those who think Bungie will make more money by not incorporating split screen and forcing people to buy multiple TVs/Consoles/Games, I disagree.
I think there is a very large market, like myself, who share a living room with other people where single-player games are not much of an option. I think they would really expand the player base by tapping into the split screen market and making Destiny into a social game (both online and in-person).
For myself, buying another set of equipment is out of the question and no one likes to sit and watch someone else play a game. With split screen, they'd gain at least a few customers from my apartment who would put some good hours on the game.
Just my point of view. Please add split screen, even if it costs me a couple dollars in DLC.
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Also, an idea for the money side of things concerning squatters on a game/console. Maybe include a free account with purchase of the game and then people using the same console can purchase additional accounts for something like $5-10. I can see a lot of situations where people pay for accounts and don't play them as often as regular gamers. Seems to me like that'd be a great way for Bungie to expand the game's market and make more money by selling an intangible.