I'm sorry Bungie, but I give up. I have gotten used to being unlucky in drops and am fine with it (sort of). Now, I can't complete a single trials card because I keep "lagging" out, or get cheated by other players. I have devoted so much time to the adventure that is Destiny, but unless I hear of some sort of fix, I'm done.
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I don't see a solid solution to people lagging out. The loss is meant as a punishment for people who quit early. It's bogus that the game can't register the difference between quitting and lagging out. :/